Mobile Money

This article by the Economist Telecoms: The Power of mobile money appeared Sept. 24th 2009. I wrote in response:
The relative ease of mobile banking as offered by the Monitise approach, appears to resolved the issue of accessibility by the relatively "non-mobile" rural dwellers of Africa.
It is by no means a threat to banks, it should be developed to annex business opportunities, devoid of the usurious bank interests.
Some have written that safety may be a concern, i don't think it should be the overriding challenge to its' effectiveness.
Rather ways to further safeguard the process should be encouraged.
In what other ways can the poor and under serviced be serviced by the mobile phones? I guess the innovators are thinking.